Job Description: Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill’s Financial Advisors and Wealth Management Client Associates help clients pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees and clients. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective. Job Description: This job is responsible for handling complex and escalated customer situations regarding possible fraudulent account activity. Key responsibilities include receiving inbound calls and takes appropriate action requiring accuracy on complex transactions. Job expectations include performing functions related to research and resolution of fraudulent activity, service support, and delivering practical, innovative solutions to clients while focusing on retention and re-establishing client confidence. Wealth Management Fraud & Claims associates will handle inbound calls from clients, branch offices, banking centers, and various internal associates. They will also be responsible for the claim initiation and status updates of various fraud and billing disputes, on our clients’ bank accounts. Associates will handle a wide variety of claim types including but not limited to: credit card, debit card, ATM, check fraud, ACH, and online wire transfers for wealth banking products. Responsibilities: • Services banking products with high-risk activity to maximize approval of legitimate transactions, minimize client impact at the point of sale, identify fraudulent activity and restrict account activity • Assists Fraud Strategy partners with development of new tactics by facilitating controlled tests and simulations within the production environment • Tests existing customer facing capabilities (credit, debit, transactions, deposit activity, and online activities) for unknown vulnerabilities resulting in potential fraudulent exploitation and unplanned loss • Participates in triage related to Executive Escalations & Incident Response fraud activities • Reviews and investigates reports of suspected fraudulent activity with accurate recording of data captured during client interactions • Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulation • Assist clients and internal partners with banking claim and suspicious alert inquiries, initiation and updates Required Qualifications: • 1+ years of fraud servicing or call center experience. • Has strong analytical and organizational skills and demonstrates the ability to solve complex problems by reviewing related information • Demonstrates a strong sense of urgency and is able to work in a fast-paced, ever-changing environment with a strong focus on risk mitigation and client experience. • Displays passion, integrity, commitment and drive to deliver a positive, differentiated service that improves our clients’ financial lives • Fully understands how life events can impact a client’s financial situation and is prepared to actively advise solutions and analyze/resolve complex client problems through creative solutions • Commitment to excellent attendance with proven reliability and can adhere to the agreed upon work schedule • Dependable team-player attitude with an understanding that calls must be handled immediately, including weekends and holidays • Communicates effectively and confidently with all clients to make their financial lives better • Ability to engage with clients while navigating multiple screens – begin a conversation, anticipate what questions a client will have, actively share information using plain language, build rapport, and handle objections • Comfortable receiving ongoing performance feedback and coaching • Ability to learn and adapt to new information and technology platforms • Minimum of an intermediate level of proficiency with computers and current technology Desired Qualifications: • Experience in a call center or a financial/banking center • Fraud Detection and Prevention • Credit Risk Skills: • Customer and Client Focus • Data Collection and Entry • Due Diligence • Issue Management • Oral Communications • Active Listening • Adaptability • Attention to Detail • Policies, Procedures & Guidelines • Written Communications • Business Acumen • Collaboration • Critical Thinking Shift: 1st shift (United States of America) Hours Per Week:  40 Pay Transparency details US - NJ - Pennington - 1400 American Blvd - Princeton Place At Hopewell Bldg. 4 (NJ2140) Pay and benefits information Pay range $24.04 - $31.25 hourly pay, offers to be determined based on experience, education and skill set. Predictable pay This role is compensated with a base salary and is not incentive eligible. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.