Job Description: Job Title Senior Credit Officer Structured Credits & Commercial Real Estate - Director Corporate Title Director Location New York, NY Overview The Chief Risk Office has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. Deutsche Bank's Wealth Management (WM) business is one of the largest wealth managers worldwide. We offer our clients a broad range of traditional and alternative investment solutions, as well as comprehensive advice on all aspects of Wealth Management.   What We Offer You • A diverse and inclusive environment that embraces change, innovation, and collaboration • A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days • Employee Resource Groups support an inclusive workplace for everyone and promote community engagement • Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits • Educational resources, matching gift and volunteer programs What You’ll Do • Manage portfolio primarily comprising Structured credit transactions (incl. lending against private equity / illiquid shares / unsecured loans etc.) and Commercial Real Estate transactions • Review and approve transactions booked under the WM business in US and support the growth of WM’s lending book by managing the risk on a portfolio of WM counterparties in US. Portfolio coverage includes large and complex structured loans (including lending against unlisted / unrated / illiquid securities) as well as regular Margin Lending, Commercial Real Estate deals etc • Interface directly with front office staff across the WM business division on credit approvals, credit requirements and relationship matters; liaise with clients (where required). Work with the Lending team (1st line of defense) and Relationship Managers to manage risk and try to find an optimal solution especially on challenging asks. Provide timely, transparent communication on the decision-making including risk analysis and approval conditions to the key stakeholders • Robustly monitor the portfolio and ensure pockets of risks within the portfolio are timely identified - be well aware of global, regional and local market events and their potential impact on the portfolio. Ensure portfolio quality remains satisfactory, and any risk concentrations and risk limits do not exceed defined risk appetites and are compliant with risk policies and regulations • Work with both internal and external auditors to ensure that audits progress smoothly and that any issues raised are resolved promptly and support any ad hoc projects assigned on a regional or global level • Maintain a clean shop with good discipline ensuring trades are properly booked / recorded / covenants and conditions timely monitored / credit terms correctly documented / risk reporting systems contain timely and accurate information How You’ll Lead • Provide strong leadership, guidance, and mentorship to junior and senior team members, fostering their professional growth and expertise in commercial real estate fundamentals • Set clear objectives and strategic priorities for the team, ensuring alignment with departmental and bank-wide goals • Drive continuous improvement in team processes, analytics, and reporting capabilities Skills You’ll Need • Extensive relevant work experience in corporate credit and structured finance in major International Financial Institutions. Very good with cash flow-based assessment and equity valuation • Familiar with legal documentation and risk issues including credit mitigating features. • Strong communication skills (both written and verbal skills) with an ability to write concise reports • Have an open mindset and respects challenging views from different stakeholders • Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs Skills That Will Help You Excel • Possesses analytical skills and an independent decision-maker with ability to support or defend conclusions • Team oriented, flexible, diligent, self-motivated and willing to lead and train junior teammates • Ability to work effectively with wide range of cultures / personal styles and to establish strong partnership with front office staff • Ability to work under pressure and deadlines as well as working with front-office staff in amicable manner • Educational qualification (preferable): Bachelor’s or Master’s degree in Engineering, Mathematics, Economics, Statistics, Finance, MBA Expectations It is the Bank’s expectation that employees hired into this role will work in the New York office in accordance with the Bank’s hybrid working model. Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion. The salary range for this position in New York City is $170,000 to $308,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration. Deutsche Bank Benefits At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authenti­cally and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more! Learn more about your life at Deutsche Bank through the eyes of our current employees: https://careers.db.com/life The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice please email HR.Direct@DB.com. #LI-HYBRID We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. 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