Principal Financial Analyst As a Principal Financial Analyst working in our Consumer Deposits revenue business, you will analyze financial performance, management reports, products and processes. You will forecast important business variables, gather and aggregate data results, generate monthly/quarterly business reviews, and make business recommendations. Additionally, you will develop processes that provide transparency of costs and cost drivers to recipient businesses, and analyze current financial results to identify and address evolving business issues and opportunities. You will be asked to challenge our current well-managed processes to be more proactive, effective and efficient. You will provide management and business clients with project statuses as well as perform reporting and analysis to support presentation and ad-hoc requests. Roles require strong communication, problem solving, strategic thinking, and influencing skills in order to effectively: • Articulate outcomes of analysis and relevant insights • Partner with business leadership to assess the financial implications of ongoing efforts to grow the organization • Develop presentations to communicate business and analysis results to senior leadership audiences General Responsibilities: • Financial analysis & reporting: Accurately analyze & explain key cost drivers and monthly variances, suggest actions to the business, and manage the regular reporting process • Budgeting, forecasting, and Profit & Loss (P&L) management • Business presentations: Assist in development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams • Ad-hoc requests and special projects • Independently manage and prioritize workload Basic Qualifications • Bachelor’s Degree or military experience • At least 3 years of experience in financial analysis • At least 3 years of experience with financial modeling Preferred Qualifications: • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license • 4+ years of experience in financial analysis • 4+ years of experience with financial modeling • 3+ years of experience in strategic analysis & planning • Experience with Google Suite (GoogleDocs, GoogleSheets, GoogleSlides)   At this time, Capital One will not sponsor a new applicant for employment authorization for this position.  This role is hybrid meaning associates will spend 3 days per week in-person at one of our offices listed on this job posting.  The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $120,800 - $137,900 for Principal Financial Analyst   Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst                   Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).